Cardinal Point Capital Management ULC
CIK 1950841 · Holdings on Dec 31, 2025 · First reported Feb 5, 2026
Top ten holdings
Q4 2025- VTI12.75%
- AAPL4.87%
- USFR4.73%
- VGIT4.26%
- DFAX3.94%
- VEU3.92%
- LRGF3.36%
- DFAC2.51%
- MUB2.50%
- RY2.21%
Share classes counted separately45.05%
Portfolio value by quarter
What changed this quarter?
Within preview · weight change- MINOWeight increased · +1.52 pp0.13% → 1.65%Shares +515.86K (+1302.67%)
- ORCLWeight decreased · -0.42 pp1.31% → 0.89%Shares +3.15K (+4.74%)
- USFRWeight decreased · -0.29 pp5.02% → 4.73%Shares +10.98K (+0.77%)
Weight = security value ÷ total reported holdings value. Changes are in percentage points; price moves also affect weights, so they are not trade sizes.
Top 10 holdings 30
USD · B = billion · M = million; expand a row for exact values| # | Security | Value | Weight | Quantity | Weight / quantity change | Activity | |
|---|---|---|---|---|---|---|---|
| 01 | VTIVG MORNINGSTAR TS MKT ETF-USTOTAL STK MKT View history and evidence | $195.06M | 12.75% | 581.80K shares | 13.03% → 12.75%-0.28 pp +12.23K (+2.15%) | Added | ↗▾ |
| 02 | AAPLAPPLE INC View history and evidence | $74.53M | 4.87% | 274.17K shares | 4.94% → 4.87%-0.07 pp -4.19K (-1.50%) | Reduced | ↗▾ |
| 03 | USFRWISDOMTREE FLOATING RATE TREFLOATNG RAT TREA View history and evidence | $72.30M | 4.73% | 1.44M shares | 5.02% → 4.73%-0.29 pp +10.98K (+0.77%) | Added | ↗▾ |
| 04 | VGITVANGUARD INTERMEDIATE-TERM TINTER TERM TREAS View history and evidence | $65.21M | 4.26% | 1.09M shares | 4.18% → 4.26%+0.08 pp +97.01K (+9.79%) | Added | ↗▾ |
| 05 | DFAXDIMENSIONAL WORLD EX US COREWORLD EX US CORE View history and evidence | $60.30M | 3.94% | 1.84M shares | 3.91% → 3.94%+0.03 pp +52.22K (+2.92%) | Added | ↗▾ |
| 06 | VEUVANGUARD FTSE ALL-WORLD EX-UALLWRLD EX US View history and evidence | $59.92M | 3.92% | 814.59K shares | 3.89% → 3.92%+0.03 pp +34.88K (+4.47%) | Added | ↗▾ |
| 07 | LRGFISHARES US EQUITY FACTOR ETFU S EQUITY FACTR View history and evidence | $51.46M | 3.36% | 741.19K shares | 3.46% → 3.36%-0.10 pp +18.43K (+2.55%) | Added | ↗▾ |
| 08 | DFACDIMENSIONAL US CORE EQUITY 2US CORE EQUITY 2 View history and evidence | $38.39M | 2.51% | 969.70K shares | 2.50% → 2.51%+0.01 pp +35.60K (+3.81%) | Added | ↗▾ |
| 09 | MUBISHARES NATIONAL MUNI BOND ENATIONAL MUN ETF View history and evidence | $38.18M | 2.50% | 356.45K shares | 2.62% → 2.50%-0.12 pp +6.98K (+2.00%) | Added | ↗▾ |
| 10 | RYROYAL BANK OF CANADA View history and evidence | $33.81M | 2.21% | 198.04K shares | 2.05% → 2.21%+0.16 pp -1.04K (-0.52%) | Reduced | ↗▾ |
Options overlay 0
No options reported this quarter.
Exited positions 29
| Security | Type | Shares out | Value out | Previous filing | This filing |
|---|---|---|---|---|---|
| EMA EMERA INC | Non-derivative | -213,007 | -$10.22M | SEC filing ↗ | SEC filing ↗ |
| WTW WILLIS TOWERS WATSON PLC | Non-derivative | -25,591 | -$8.84M | SEC filing ↗ | SEC filing ↗ |
| MTD METTLER-TOLEDO INTERNATIONAL | Non-derivative | -1,845 | -$2.26M | SEC filing ↗ | SEC filing ↗ |
3 / 29 preview exits. Up to 30 exit records are previewed. Exit means absent from the current filing; execution date, price and proceeds are unknown.
Every number has a source.
CIK 1950841 · Period 2025-12-31
Data loaded 2026-09-23 · First reported 2026-02-05
Amendments and versions
{
"amendments_merged": null,
"prior_versions": null,
"cover_table_value": 1529864840
}Research all 260 reported holdings.
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